March a good time to review benefits

March is Women’s History Month — a time to focus not just on the past, but on the challenges women continue to face.

Nearly 60 percent of the people receiving Social Security benefits are women. And in the 21st century, more women work, pay Social Security taxes, and earn credit toward monthly retirement income than at any other time in our nation’s history. More than 68 percent of those over the age of 85 are women.

Social Security has served a vital role in the lives of women for over 80 years. With longer life expectancies than men, women tend to live more years in retirement and have a greater chance of exhausting other sources of income.

With the national average life expectancy for women in the United States rising, many women will have decades to enjoy retirement. According to the U.S. Census Bureau, a female born today can expect to live more than 80 years. As a result, experts generally agree that if women want to ensure that their retirement years are comfortable, they need to plan early and wisely.

You can start with a visit to Social Security’s Retirement Estimator,

It gives you a personalized estimate of your retirement benefits. Plug in different ages and projected earnings to get an idea of how such things might change your future benefit amounts.

— Kirk Larson is a Social Security Washington Public Affairs Specialist


Comments are subject to moderator review and may not appear immediately on the site.

Please read our commenting policy before posting.

Any comment violating the site's commenting guidelines will be removed and the user could be banned from the site.

Use the comment form below to begin a discussion about this content.

Sign in to comment


Information from the Daily Sun News and our advertisers (Want to add your business to this to this feed?)